Can anyone tell me what they know about primemerica? It seems like a multi level marketing scam?

And I think I’m being harrassed? Supposedly they help people get out of debt get insurance etc. I spoke with a few people FROM the company and they pretty much told me a bunch of nonsense i asked for paper information and still haven’t had any I don’t really know anything outside of the rule of 72 and FNA and other confusion. Help. Primerica, good or bad??