Hello,
we had a few credit cards over last 2 years , total amount of still outstanding balance is about £ 28.000.
We had our bad luck with running a small business – investing in stock which hasnt worked out – partially lost, partially it has arrived broken etc.
Over last 1.5 year we have been paying all cc companies on time etc but now we cant anymore.
We are both self-employed and dont have any fixed income .
So – what to do? We dont care of credit history ,but we have amortgage which we are paying so – any advise how to settle all that down?